When safer driving pays twice
A measurable safety program changes the conversation with your carrier: better scores, fewer claims.
Carriers are not raising your rate because of your fleet. They are raising it because they cannot tell your fleet apart from everyone else's. Data fixes that.
Risk, Managed
Carriers respond to documented, trending safety data. Give them a reason to.
Scores, coaching records, and trends that document improvement.
Road-facing footage clears drivers and shuts down false claims.
Fewer harsh events and collisions, quarter over quarter.
Hand your broker the story in numbers.
What Changes
Usage-Based Insurance
Usage-based insurance (UBI) programs price your fleet on measured behavior instead of industry averages.
Through Geotab Data Sharing you send a defined slice of telematics data, such as GPS, speed, trips, odometer, and VIN, to a participating insurer. You approve exactly which data types and which recipient, and you can end the connection at any time.
We make sure your data is clean, your safety program documented, and the connection live before you ask.
(Insurer programs, 2023, subject to change.) Your carrier sets the terms, not GPSFMS and not Geotab.
The video effect: fewer injury crashes, faster exonerations. Event video plus coaching is linked to 35% fewer injury crashes (J.J. Keller, 2023). And when the crash was not your driver's fault, footage plus reconstruction data ends the fault argument early. The clip that clears your driver may be the most valuable file your fleet produces.
A closer look
Talk is not evidence. These are the records that turn a safety program into something a carrier and an adjuster can actually use.
Objective driver and fleet risk, tracked over time. Geotab's Predictive Collision Risk model is benchmarked on 6M+ connected vehicles and runs 20% more effective than a traditional scorecard (Geotab Safety 201, 2026).
Dash cam clips attach to the exact event, so the footage you need is easy to pull when a claim lands.
Detailed vehicle data around the moment of an incident.
Prove risky behavior is found and corrected.
Trends and history packaged for carriers and counsel.
A safety program on paper, not just in intentions.
In MyGeotab
Fleet risk distribution, ready to hand across the table.
Questions
Many insurers offer usage-based or safety-based programs, and a documented safety record can support better terms at renewal.
Trip history, speed, and footage from the GO Focus cameras provide objective evidence that can speed up and clarify claims.
Safety scoring, in-cab alerts, and coaching workflows reduce the risky behaviors that lead to collisions before they happen.
A policy priced on your measured driving data instead of a flat industry class rate, so safer measured behavior earns better terms. The data goes to the insurer through Geotab Data Sharing, described in the Usage-Based Insurance section above.
The published carrier programs are listed in the Usage-Based Insurance section above. Treat any specific figure as a starting point, not a promise: your carrier sets your actual number from your measured data, and nobody honest will quote it before they see how your fleet drives.
No. As covered in the Usage-Based Insurance section, Data Sharing is opt-in and revocable: the insurer receives only the data types you approve, nothing more.
Then build the record first. A documented safety program, trending scores, and coaching history strengthen a conventional renewal too. Sharing is a lever you pull when it pays.
Keep exploring
Start a free demo now and walk into your next insurance conversation with data.
